Mastercard Platin

Mastercard Platin

A credit card with travel insurance cover all over the world – and much more

  • A Mastercard Platin credit card has a credit limit of DKK 50,000.
  • You will pay no interest charges for up to six weeks if you settle the entire card balance every month. We will charge interest if you maintain an outstanding balance at the end of the month.
  • The card includes travel insurance cover (worldwide) for you and your immediate family on travels all over the world all the year round.
  • In addition, you can buy favourable insurance covers, such as car rental excess insurance or baggage and flight delay insurance with lounge membership.
  • The card also include a flight delay insurance with lounge membership (Priority Pass including 2 visits per calendar year without payment).
  • You will get access to Danske Concierge, which is a service that can book flight or concert tickets for you.

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New generation of Mastercard offers many options

  • Your Mastercard can be used as a credit card, debit card and to make contactless payments
  • Via 'Card security' you can select/deselect the functions you wish to use
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Insurance covers

​    You can choose to upgrade your card with optional insurance covers.

Cancellation and replacement trip insurance/holiday compensation
This insurance covers up to DKK 15,000 person, but not more than a total of DKK 45,000 per insurance event, if you are unable to go through with your trip because you or a co-insured suddenly fall ill.

If you are not entitled to a replacement trip, you can get holiday compensation if you suddenly fall ill, become injured or hospitalised, or if a doctor prescribes an indoor stay during your trip.

Upgrading
You can upgrade the Cancellation and replacement trip insurance to provide a sum insured of up to DKK 30,000 per person, but not more than a total of DKK 90,000 per insurance event.

Upgrade before you pay for your trip. If a deposit is payable, you must upgrade before paying the deposit. Otherwise, you are not covered.

Purchase assurance and mobile phone insurance
Purchase insurance covers most goods that cost more than DKK 300 per unit if paid with the MasterCard. Cover is provided for up to 90 days for up to DKK 10,000 if the goods are broken as a result of accidental damage.

With a mobile phone insurance, compensation of up to DKK 2,000 is payable if you are robbed of your mobile phone or if it is broken as a result of accidental damage.

Upgrading
If you upgrade your purchase assurance and mobile phone insurance, you are entitled to compensation of up to DKK 25,000 per insurance event (up to DKK 5,000 under your mobile phone insurance).

Car rental excess insurance
The insurance covers up to the highest excess payable if you damage a rental car. The maximum cover provided is DKK 10,000. You must use your card to pay for the rental car to be covered.

Upgrading
If you upgrade your Car rental excess insurance, the maximum cover provided is DKK 20,000, but not more than two claims in any one year. You must use your card to pay for the rental car to be covered.

Upgrade before you start on your trip. Otherwise, you are not covered.

Upgrade your card directly from Danske eBanking
Once you have received your card, you can buy insurance covers directly in Danske eBanking under Cards & Foreign Exchange - Mastercard Insurance Covers.