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MasterCard Direct Studie

MasterCard Direct Studie

One card. Low student price.

  • MasterCard Direct Studie - an international payment card with the contactless function.
  • Annual travel insurance (Årsrejseforsikring Europa) - covers travels in Europe all year (normal price of DKK 295 per year).
 

Insurance covers


MasterCard Direct Studie includes an annual travel insurance in Europe (Årsrejseforsikring Europa). This insurance covers you and your spouse/cohabitant and your (resident) children when you travel in Europe – including skiing holidays!

The insurance covers reasonable and necessary expenses for medical treatment and transport home from abroad, both for private travels and student and language travels for up to 60 days at a time.

Upgrading to advantageous optional insurance covers

Once you have received your MasterCard Direct Studie, you can upgrade the card to include more covers in Danske eBanking under Cards & Currency -> MasterCard Insurance.

Travel insurance (worldwide)
This insurance provides the same cover as Annual travel insurance Europe, only worldwide.

Upgrade before you start on your trip. Otherwise, you are not covered.
Baggage and flight delay insurance with lounge membership
This insurance covers baggage and flight delay on your outbound trip. It also covers damage to or loss of baggage in the care of the carrier (as a result of fire or burglary, for example) up to a maximum of DKK 15,000. Lounge membership gives you access to more than 600 airport lounges worldwide. You get a Priority Pass, which you show to enter the lounge. You must pay for your visits.

Upgraded lounge membership (two visits)
If you upgrade the Baggage and flight delay insurance with lounge membership, you get two free lounge visits per year.

Upgrade before you start on your trip. Otherwise, you are not covered.

Cancellation and replacement trip insurance/holiday compensation
This insurance covers up to DKK 15,000 person, but not more than a total of DKK 45,000 per insurance event, if you are unable to go through with your trip because you or a co-insured suddenly fall ill.

If you are not entitled to a replacement trip, you can get holiday compensation if you suddenly fall ill, become injured or hospitalised, or if a doctor prescribes an indoor stay during your trip.

Upgrading
You can upgrade the Cancellation and replacement trip insurance to provide a sum insured of up to DKK 30,000 per person, but not more than a total of DKK 90,000 per insurance event.

Upgrade before you pay for your trip. If a deposit is payable, you must upgrade before paying the deposit. Otherwise, you are not covered.

Purchase assurance and mobile phone insurance
Purchase insurance covers most goods that cost more than DKK 300 per unit if paid with the MasterCard. Cover is provided for up to 90 days for up to DKK 10,000 if the goods are broken as a result of accidental damage.

With a mobile phone insurance, compensation of up to DKK 2,000 is payable if you are robbed of your mobile phone or if it is broken as a result of accidental damage.

Upgrading
If you upgrade your purchase assurance and mobile phone insurance, you are entitled to compensation of up to DKK 25,000 per insurance event (up to DKK 5,000 under your mobile phone insurance).

Car rental excess insurance
The insurance covers up to the highest excess payable if you damage a rental car. The maximum cover provided is DKK 10,000. You must use your card to pay for the rental car to be covered.

Upgrading
If you upgrade your Car rental excess insurance, the maximum cover provided is DKK 20,000, but not more than two claims in any one year. You must use your card to pay for the rental car to be covered.

Upgrade before you start on your trip. Otherwise, you are not covered.

Prices

 

List of charges for MasterCard Direct Studie List of charges for optional insurance covers
 

Conditions

MasterCard Direct Studie is available to customers with Danske Studie, which is our product for students actively studying for an SU-approved degree. When you get the card, you automatically become a member of ISIC – International Student Identity Card, which is an international student organisation with Danish roots.

Card conditions for MasterCard Direct Insurance Conditions for MasterCard Direct StudieInsurance Conditions for MasterCard optional insurance Options for objections Chargeback options