Transaction processing times

The table below shows when various transfers are booked and executed according to when they are submitted.

Transfers

Type of transfer	Time of submission	Booking date	Value date
Individual transfer between own accounts with Danske Bank	24 hours, 7 days a week	Same day (from and to accounts)	Same day (from and to accounts)
Individual transfer to other account with Danske Bank	24 hours, 7 days a week	Same day (from and to accounts)	Same day (from and to account)
Individual transfer to account with other banks	24 hours, 7 days a week	Same day on your account and the payee’s account	Same day on your account. For the payee’s account, the value date depends on the payee’s bank.

Payment forms

Form type	Time of submission	Booking date	Payment date
All	Midnight - 8.00pm	Same banking day (from account)	The final due date for the payment is the date stated on the payment form.
All	8.00pm – midnight	Banking day after the submission date (from account)

Account Balance Service via text message and email

With Account Balance Service, you get a text or an email message three times a day between 8.00am and 7.30pm. This means that it may be several hours from the time a transaction is made on your account until you receive a text or email message. This applies to all transactions on your account that you have opted to receive notification of.

Cross-border payments and payments in Denmark in currencies other than Danish kroner
View prices and terms and conditions for cross-border payments(in Danish)

Messages to Danske Bank

Type	Time of submission	Recipient
All	24 hours	The branch reads and processes the message. We aim to send answers within two to three business days.

Applications for loans, credit facilities and MasterCard

Type	Time of submission	Recipient
All	24 hours	The branch reads and processes the application on the following banking day. You will then be contacted by the branch.

Security trades

Type of trade	Stock exchange/country	Trading hours
Market orders in Danish securities may be executed in selected bonds and shares on banking days	Copenhagen Stock Exchange	9.00am - 10.00pm (Monday-Friday)
Market orders in foreign securities on selected markets	USA	3.30pm - 10.00pm
	Sweden	9.00am - 5.30pm
	Norway	10.00am - 4.00pm
	Finland	9.30am - 8.00pm
	Germany	9.00am - 8.00pm
	Other European exchanges	9.00am - 5.30pm
You can place commission and market orders during the period from 0.00am to midnight. Attempts to execute the transaction are made in the period from 9.00am to 10.00pm, depending on the trading hours.
Average price trades are normally priced and settled on the banking day after the order submission date.