Do you need a new kitchen or a new car? And do you also want to pay monthly instalments on your loan? Are you dreaming of a new kitchen, a long holiday or perhaps of consolidating all your small debts into one loan? With a consumer loan, you can purchase consumer goods or services immediately, and we can help you set up a payment plan that reflects your financial situation.
Do you need a new car to get to work faster? Or perhaps a family car to drive the children to school or take the family on a summer holiday? Irrespective of your situation, the right car loan can allow you to buy a better car than you think. We have many useful financing tips. Usually, a separate car loan will make the purchase cheaper for you.
With a consumer loan, you can purchase consumer goods or services immediately, and we can help you set up a payment plan that matches your financial situation.
Save money by consolidating small debts
You may also use a consumer loan for other purposes. You can save money by taking out a consumer loan and using it to pay off credit card loans. Consolidating all your debts into one loan will also give you a better overview of your financial situation.
Overdraft facility Arrange a meeting with an adviser
Several of our accounts offer overdraft facilities without set-up costs. The credit limit varies according to the account – and in some cases, it may be raised subject to agreement. With an overdraft facility, you only pay interest on the amount of credit that you have actually used. And as this credit is linked to your general account, you make regular payments when amounts are deposited in the account. You are not required to reduce your overdraft when making use of the facility. Instead, you will pay the credit amount in full upon termination.
Before you take out a loan, you should be aware of the related costs. The APR (Annual Percentage Rate) indicates the real loan price. You should also know when to repay the loan, irrespective of whether you take out a loan with us or with another provider. Call us on +45 70 123 456 or book a meeting with an adviser, and we will help you find the optimal solution that matches your financial situation. It is important that consumer loans do not jeopardise your financial future.